The only place to search when you are looking for a mortgage or to remortgage your home for any purpose is www.1stukmortgages.co.uk.

Why?

We don’t have expensive TV or newspaper advertising campaigns so our network of members don’t charge exorbitant fees which other companies charge, sometimes anything up to 4% of the loan which on an average valuation of £130000 you could pay up to £5200 or even more if you have had financial difficulties, not forgetting that these fees are added to your loan so at the end of a 15-20 year period could be quite substantial by the time the compound interest is included.

Saves you money!

Our member Introducers work on commissions, which are paid by the lender or the insurance company you eventually choose and are not added to your loan, saving you thousands of pounds.

Our aim is to get you the best possible mortgage/re mortgage advice at the lowest cost to you. It is also convenient, as in the majority of cases your appointed adviser can visit you at a time and place of your choice so you don’t have to do any shopping around apart from www.1stukmortgages.co.uk.

All our members are regulated by the FSA which overseers all their actions so you can have complete peace of mind that your affairs will be dealt with in confidence and in a professional manner and you will get the best possible advice to your circumstance.

Choice!

Choice is also a consideration because with over 7000 mortgage products out there, your mortgage advisor has access to all of them, including the high street banks and building societies and can get you the best re mortgage to your circumstance with personal advice at no cost.

High street banks and building societies will urge you to talk to their company representative, who will only be able to advise you on their company’s limited range of products. In contrast, our members are totally Independent Financial Advisers who can give you impartial advice on the full range of products and companies available to you.

All our members are fully qualified and are obliged to give you the most suitable advice at your convenience. They will be able to talk to you about any of the following: -

Repayment mortgages, interest only mortgages, remortgaging your home, buy to let mortgage, right to buy your council or housing association house schemes, self cert or no income proof mortgages, problem, debt consolidation remortgage or re mortgaging moving lender for any purpose.

Most lenders require an ASU insurance to protect you and the loan.

Our members have access to the most competitive insurance companies and again can source the best one for you because it is not always the best choice to go with the bank or building societies own plans, as these also can be expensive

Income Protection – If you are unable to work for a period you may only be eligible for sick pay for a limited time. You may therefore wish to consider a cost-effective method of ensuring your mortgage payments can be maintained. www.1stukmortgages.co.uk advisers have the solution.

Buildings & Contents Insurance – Whilst some lenders will try to insist that you take out their insurances, this is by no means always the case. Our members will be happy to advise you as to your options available to you. www.1stremorgage.co.uk do it for free.

Critical Illness Cover – illness insurance allows you to repay your mortgage on the diagnosis of an illness such as cancer, heart attack, stroke or multiple sclerosis. It can be included within certain mortgage related products and our members will be happy to discuss with you the possibility of providing you with this valuable protection.

Protect your Mortgage Payments

Adverse Credit – Whether you have problems with County Court Judgements, mortgage arrears or a poor credit history our experienced members should be able to help.

Each situation of this type is different we suggest that you speak to one of our members as soon as possible to obtain their opinion on the options available to you.
www.1stukmortgages.co.uk